Conventional Mortgages

The most common type of loan option. This traditional loan offers an array of of products, including low down payments and fixed rate loans.  These loan types are ideal for borrowers with good or excellent credit.

FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA) and have flexible lending stardards to allowing borrowers to get low mortgage rates with a minimal down payment with credit scores as low as 500.

VA Loans

 VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

HELOC Loans

A Home Equity Line of Credit (HELOC) is a revolving second mortgage that is secured against a home that gives you access to the equity in your home based on its value that has built up over time. Like a credit card, HELOCs allow you to withdraw funds as needed up to a certain amount and repayment is only required on what you borrow.

ReHab Loans

FHA 203(k) and conventional home improvement loans that allow you to borrow money to remodel a home or buy a home that requires renovation.

USDA Loans

A zero down payment mortgage for eligible rural and suburban homebuyers offered by the United States Department of Agriculture.

Reverse Mortgage

A loan for homeowners 62 years of age or older that enables homeowners to borrow money against the value of the home to receive funds in the form of a fixed monthly income or line of credit.

DSCR (Debt-Service Coverage Ratio) Loans

DSCR loans enable real estate investors to qualify based on rental income rather than personal income. These loans are ideal for self-employed investors, investors with multiple mortgaged rental properties, and investors looking to grow thir portfolios.  

Commercial Loans

Financing on commercial real estate including multifamily, mixed-use, office, retail, light industrial, self-storage, automotive, mobile home park, daycare centers, restaurant, bar and warehouse property types.

Business Loans

An unsecured Loan to fund the startup expenses of a new venture or to use for financial assistance for the growth of an existing business.

 
What kind of loan program is best for you?

Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer. 

Give one of our expert mortgage consultants a call at 1-888-327-1159 and we can discuss your options.